Saving Yourself a Little Money
Money is the only commodity which never seems to be enough no matter how much we get. We always end up spending more than needed, buying stuff that we never really need. Cutting down on expenses is something which most of us want to do but we fail when we don’t have any control over money.
If you have been trying to save money and have been unsuccessful for a really long time, read on see if you can use any of the below tips to help you save those extra bucks.
Avoid credit cards: These are man’s biggest enemy when it comes to spending money. Having credit cards gives you the illusion that you are not actually spending your cash. The truth is that you are spending your money except that it will be debited at a later stage. Still, it’s your money. Use credit cards scarcely only in those times when you can’t avoid. To other places, simply leave your credit card back at home.
Look out for offers: When you plan to make big purchases for upcoming events, plan ahead and look out in the newspapers for offers. Festive seasonal offers or end of sale offers are usually put up every two months. Look out for sale boards in shops.
Carry less cash: When you go for shopping or to nearby stores, carry cash that is needed for your grocery shopping. The more you carry, the more you’ll want to spend. This way, you’ll end up buying only those things that are really needed and also you’ll save on those extra bucks.
Piggy bank: Sounds funny? Piggy banks are a great way to save money if you can’t deposit huge lumps of money in the bank. Each day, make it a point to drop a few wads or coins into the piggy bank. When full, use it for something important like the book or dress you always wanted to own.
Have multiple bank accounts: When you get your salary, split the money and deposit it into one or more accounts after keeping a needed amount. When you do this each month, you’ll end up saving money in the other accounts which can be used for emergency situations.
There are a number of books and tips that talk about saving money. In the end, it’s really up to you. You can save money by having a little self control and spending on those things that are really necessary.
Happy savings!
