Investing In Money Market Funds Is More Secure And Safe

Investing In Money Market Funds Is More Secure And Safe

The terms “volatility” and “safe investments” do not go hand in hand. They never did. But especially in the 21st Century stock market, stocks with a degree of volatility are riskier than ever. While you may not see any other way for your investment if there are any future plans to retire, keep in mind that it’s not uncommon for stocks of today to swing 5 and 10 points in a whole day. Case in point: Netflix, one of the safest bets in home entertainment, recently lost close to 80 …

Review of the 2009 Financial Job Market

Review of the 2009 Financial Job Market

Twelve months ago I was penning my annual Christmas message at the tail end of a difficult year and here I am again, 365 days later, writing something similar. For many however 2009 has been even tougher. Redundancies picked up across the year for IFAs, administrators and para planners, with the job market shrinking as well. This was of course to be expected, we were experiencing a major recession that was bound to have adverse affects on both the number of consumers requiring advice and the number of opportunities for people within the …

The Best Classic Car Loans Will Offer Programs That Include Long Terms and Low Payments

The Best Classic Car Loans Will Offer Programs That Include Long Terms and Low Payments

Whether it’s the allure of collecting, rekindling a past motor love, or holding a piece of history, classic cars are as popular as ever in the hearts and eyes of enthusiasts. From the roaring engines and vintage silhouettes, to the colorful paint jobs and custom features, to a gear head there’s nothing quite like having something rare like a classic. These cars are surprisingly easy to get your hands on if you’ve got the right financing in order, but that can be a whole other …

Right to Buy Mortgages

Right to Buy Mortgages

Right to buy mortgages are common in the United Kingdom nearly exclusively. This is due to the existence and popularity of living in council homes; homes that are built and operated by the governmental council and offered as rentals to individuals and families.

When someone has lived in a council home for a minimum of two years they may have an opportunity to purchase the home for a discounted price. The longer the person has lived in the home the larger the discount they can qualify for.

An individual who is looking for right to buy …

Simple Ways to Save Money on Daily Spending

Simple Ways to Save Money on Daily Spending

With today’s economy it is smart to watch your spending and cut out certain expenditures that you do not need. There are items that may seem to be insignificant but over time can add up to equal a significant amount of money. If you change your lifestyle or make changes in your normal routine you can end up saving a lot of money and make living in this economy a lot easier and more enjoyable.

An easy expense to cut out would be the amount of money you spend on eating out. …

Important Things That a Low Income Earner Should Do When Getting an Auto Loan

Important Things That a Low Income Earner Should Do When Getting an Auto Loan

Car finders with lower incomes would usually seek for auto loans that they could obtain, pay for these promptly, and allow them to gain full ownership of the cars that they want to finance. However, getting a loan with a limited monthly income can be difficult. This is because lenders are usually sensitive with the loan applicants’ monthly incomes. Due to this, lenders would turn the car loan applications of individuals with lower incomes down.

But this doesn’t mean low-income earners are not qualified to obtain …

Muslim Mortgages – An Opportunity For Investors and Islam

Muslim Mortgages – An Opportunity For Investors and Islam

The question facing money-lenders who recognize the huge purchasing power of one of the most rapidly growing religions in Canada – Muslims – is, how do you lend money to someone whose religious beliefs ban the creation of money by money?

Not unlike the Christian faith, Islamic law takes a dim view of usury. In the Islamic world, the charging or paying of interest is equated to usury. So, a conventional loan or mortgage would violate the teachings of the Koran. On the other hand, the Koran does allow money to …

Do You Need to Call a Mold Remediation Service?

You might think, “Do I need to call mold remediation services in Minnetonka area?” The truth is that you do. This substance is dangerous to your health. It breaks down organic material and causes infections and allergies. But does this mold have to be so bad that you need to call a mold remediation service? Here are a few reasons why you should contact a mold remediation service.

Mold is dangerous to your health

While many people are unaffected by mild mold exposure, others may experience allergic reactions. Symptoms of these allergic reactions may include a runny nose, coughing,

I Lost My Job, What Do I Do Now?

I Lost My Job, What Do I Do Now?

When you lose your job, you’re not only losing income. You lose structure, routine, friendships and a sense of well being. Immediately get support from your family and friends, letting out your feelings and allowing yourself to release the anger or hurt from your job loss. This will also allow them to keep you in mind should they see an opportunity for you in employment. Now that you’ve dealt with the emotions, it’s time to make a plan. Here is a list of things to do when you lose your job:…

Wasting Your Money

Wasting Your Money

There are thousands of ways that you can waste your money. The most serious wastes of money are sometimes the least obvious and a part of what has become the social norm. The truth is that everyday, everyone is just wasting money without thinking about it and that is the problem. Here is one way we frivolously waste money.

Brand names versus Generic

You can save quite a bit of money purchasing the generic brand over a brand name. Usually the only difference between a brand name item and the generic brand is the packaging and the …