Saving Yourself a Little Money

Saving Yourself a Little Money

Money is the only commodity which never seems to be enough no matter how much we get. We always end up spending more than needed, buying stuff that we never really need. Cutting down on expenses is something which most of us want to do but we fail when we don’t have any control over money.

If you have been trying to save money and have been unsuccessful for a really long time, read on see if you can use any of the below tips to help you save those extra bucks.

Avoid credit cards: …

The Down And Dirty Facts About FHA Loans

The Down And Dirty Facts About FHA Loans

Owner-occupant home buyers do not usually think of themselves as investors who are trying to make money, so they pay full price for a home and get a government insured loan for the purchase, without giving it too much thought. Most of their focus goes into picking the right neighborhood or the right style and location. These are fundamentals that are more important to them than the money. They sort of assume that their home will eventually go up in value.

The other sector is the 20% of buyers and sellers that …

What Is a Restaurant Cash Advance?

What Is a Restaurant Cash Advance?

If you’re the owner of a restaurant business, you have probably heard a lot about restaurant cash advances. But because of an overabundance of information and misleading facts and figures, it can be difficult to understand how exactly this type of funding can help finance your restaurant or food service business.

How, exactly, does a restaurant cash advance work and what can it do for you?

For restaurant owners, receiving funding from a bank can be difficult because of the strict requirements they impose upon potential borrowers. Banks require that restaurant businesses pledge serious …

Rehab Loans – Why Working With The Right Lender Is Important

Rehab Loans – Why Working With The Right Lender Is Important

Are your applications for rehab loans being constantly rejected by the lenders? If yes, don’t worry. Almost 90% of real estate investors out there have a hard time getting their rehab loan applications approved by the lenders. I know so because I was one of them too.

It was extremely frustrating to go from one lender to another asking for rehab financing on the properties that I want to fix and flip. I’d apply for a loan and get it rejected. Through experimentation, I understood how rehab loan lenders …

Manufactured Home Financing – Making Home Ownership a Reality

Manufactured Home Financing – Making Home Ownership a Reality

Buying that first home is an emotional experience for everyone who goes through the process. For those first time buyers who are considering a brand new just built house a manufactured home can be a good choice.

This of course raises the question “is manufactured home financing the same as when buying a traditionally built house?” The answer is yes, the vast majority of banks and lending institutions treat factory built home the same as traditional stick built offerings. This makes attaining the dream of new home ownership a reality for …

Used Auto Loans – The Most Practical Choice to Owning Your Next Car

Used Auto Loans – The Most Practical Choice to Owning Your Next Car

Being able to get a new car these days seems far-fetched for low and middle class income individuals. But is there still hope in getting a car? Yes, there is! Used cars are much cheaper. And though you may not have the cash in your pocket for a second-hand car, you can always apply for used auto loans.

Buying cars this way is a practical move. Not only are second-hand cars more affordable, but the loans for these cars also have lower interest rates. You can often …

Losing Money in Forex? Here is How to Overcome

Losing Money in Forex? Here is How to Overcome

The forex market can be a great place to make a living, but it can also be a dangerous and costly one if you don’t take the necessary precautions. If you’ve been losing money in forex or simply aren’t making as much as you’d like, here is what you can do to step up your “game”.

Arguably rule number one in the forex market is to always have an exit strategy for any trade which you enact. This can be as simple as telling yourself that you’re going to go short …

What Is Your Real Asset

What Is Your Real Asset

This is a posting about having a mindset that helps in wealth building. It is important to understand the difference between being rich financially and building wealth.

First becoming rich is not just about making money but about having an overabundance of assets (liquid and hard) over and above what you owe. A person that has $200,000 in income but owes $300,000 may be considered to be well off but is poor compared to a person with $50,000 who owes $10,000 because even after paying off the debt the $50,000 person has no obligations on …

The Fiverr Secret To Using Facebook Fanpages For Extra Income

The Fiverr Secret To Using Facebook Fanpages For Extra Income

My father (as well as my uncle) would always tell me throughout my life that if I want something done right, I have to do it myself. Though that old adage is indeed true, there’s only so far just one person can stretch themselves. After all, if I want to grow my business, I’ll need to eventually seek more help.

I dabble in many types of money-making activities and Facebook is one of the main ways I do business. When I got my initial start in Facebook Fanpage marketing, I …

What is an Interest Only Mortgage Loan?

What is an Interest Only Mortgage Loan?

An interest only mortgage is when a borrower only pays the interest rates and nothing is paid on the capital for a stipulated term and only repays the interest and not the capital borrowed. A separate repayment plan such as an ISA has been set up in order to repay the capital at the end of the mortgage term.

For first time home buyers, an interest only mortgage can be of great help, however you need to consider the repayment vehicle. You have to decide if an interest only is better than a …