Teaching Our Teens The Danger Of Paying Only The Minimum Payment

Teaching Our Teens The Danger Of Paying Only The Minimum Payment

Knowing how to handle credit is extremely important but it’s not a lesson that your kids are likely to learn in school so it’s crucial that we as parents educate them on the dangers of paying only the minimum monthly payments on credit cards.

Money management is best taught hands on. Your teen may be at that point in their life where they’re working and receiving a paycheque. This is a great time to help your teen open a chequing account which will teach them how to write cheques …

Refrigerator Magnets Are Wonderful Marketing Tools

Refrigerator Magnets Are Wonderful Marketing Tools

Have you noticed the magnets on your refrigerator? They’re nothing else but marketing tools used to popularize numerous products. They’ve proved to be of great help in building customer loyalty and have also done their bit in promoting the brand they stand for. As the marketing trends have changed now, attractive and dynamic tools have become necessary to survive in the market. The magnets seem to have lost their charm of capturing the attention of the desired customers. However, by using the following tricks you can bring them back into limelight and hence back …

Invest Money

Invest Money

Do you know where to invest your money? That is a million-dollar question. The answer will be different for each people. First you need to know your risk profile. Some people don’t like risk, and some don’t mind having some risk. This risk profile will determine where to put your money. If you like risk, then you can invest in riskier asset. Remember that the riskier it is, the higher return you will get. So if you don’t like taking risk, do not expect to get 20% a year return.

The most common place for people to invest …

Insurance For The Poor

Insurance For The Poor

Financial services for the poor are an important tool in the fight against poverty. One of these services is micro insurance, which helps low-income groups manage risks that impact their daily lives. In return, the micro enterprises (clients) have to pay a small premium (fee) for the service.

The poor need insurance services because they lead highly unpredictable and uncertain lives amid poverty. Because their monetary safety nets are limited, sudden illnesses or death, minor economic slowdowns and weather-related disasters, all have a huge negative impact on the poor.

Climate change has a particularly damaging impact …

Websites For Financial and Insurance Advisors – Does Yours Help Build a Relationship?

Websites For Financial and Insurance Advisors – Does Yours Help Build a Relationship?

The internet is a good news/bad news phenomenon. The good news is that anyone can get to anyone’s website in the proverbial blink of an eye. The bad news is that they can leave that website in the same amount of time.

The goal for any financial or insurance advisor’s website is to s-l-o-w visitors down. Get them to pause, to read, to understand what you can offer them. Begin the process of building a relationship. So how exactly do we do that?

Let’s start by discussing …

Starting A Home Business That Makes Sense And Dollars!

Starting A Home Business That Makes Sense And Dollars!

Are one of the many people in this economically challenged world who is looking for a way to make more money? Have you ever seriously thought about starting your own home business? Maybe you’ve thought about it but was intimidated by the who idea of running your own business. Let me be the one to ease all of your worries. Today, it has never been easier to start your own profitable home business using nothing but your computer.

Yes it is true. There are many people making a full-time income from …

Looking For a Make Money Online Opportunity?

Looking For a Make Money Online Opportunity?

Every time you get on the internet you are bombarded with advertisements offering any number of ways to make money online. It can seem tempting, after all who wouldn’t love to be able to earn a living from the comfort and convenience of their own home? If you are trying to find a make money online opportunity you should probably understand what each opportunity entails before jumping in. With so many different ways to make money things can get confusing.

The most common get money online opportunity is affiliate marketing. You choose one …

Mortgage Loan Modification – Save Your Home From Foreclosure

Mortgage Loan Modification – Save Your Home From Foreclosure

For anybody who is having difficulty repaying their home finance loan payments but prefer to stay in their residence, seeking a loan modification could be an alternative. In such cases, the lender modifies the stipulations of the mortgage loan, which include lessening the original interest rate, to ensure that the home owner is better capable to afford their payments.

Remember to follow these guidelines.

Always maintain a log of each and every conversation you might have with the bank and be sure to log the contact particulars for anyone you talk …

How To Make Money Online – The Importance Of Building A Brand

How To Make Money Online – The Importance Of Building A Brand

When you look at the top earners in the internet marketing space, you will see that 99% of them have built a brand. Instant brand recognition will allow you to earn more money then you could ever imagine. Branding does two very important things for your online business. It builds trust and awareness. It is on of the best publicity tools ever. The more brand awareness you build, the more customers you will acquire.

Branding works the same exact way in the online world as it does in …

Is Your Partner A Tightwad?

Is Your Partner A Tightwad?

In fact, unfairly controlling money is classed as a form of domestic abuse according to website, Hiddenhurt. In their definition, financial abuse can include:

denying you sufficient housekeeping

having to account for every penny spent

denying access to the cheque book/bank account/finances

putting all the bills in your name

not permitting you to spend available funds on yourself or children

So how do you deal with it?

Identify the problem

Firstly you need to find out the cause of his or her miserliness. Serious tightwads often won’t spend money on themselves or other people because …